@font-face{font-family:system;src:local('Segoe UI')}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#f6f5ef;color:#142d2a;font-family:system,Arial,sans-serif;line-height:1.65}body.es{background:#faf8f5;color:#192951;--brand:#214bc0;--soft:#e9eefc;--accent:#ffdb91}body.en{--brand:#163f3b;--soft:#e3ece6;--accent:#e2ed9c}a{color:var(--brand);text-underline-offset:4px}a:hover{text-decoration-thickness:2px}button,input,select{font:inherit}button,a,input,select{touch-action:manipulation}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #a35506;outline-offset:4px}.skip{position:absolute;top:-100px;left:20px;background:white;padding:12px;z-index:10}.skip:focus{top:0}.wrap{max-width:1200px;margin:auto;padding:0 28px}header{border-bottom:1px solid #cdd4cd;background:#ffffff80}header .wrap{min-height:92px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:750;font-size:22px;letter-spacing:-.8px}.logo img{width:44px;height:44px}nav{display:flex;gap:24px;align-items:center}nav a{font-size:14px;text-decoration:none;font-weight:650}.eyebrow{font-size:11px;font-weight:750;letter-spacing:2px;color:var(--brand);text-transform:uppercase}.hero{padding:76px 0 68px;display:grid;grid-template-columns:1.2fr 1fr;gap:70px;align-items:center}h1{font-family:Georgia,serif;font-weight:400;font-size:clamp(40px,5.4vw,68px);line-height:1.08;letter-spacing:-2.8px;margin:20px 0 24px;white-space:pre-line}.es h1{font-family:system,Arial,sans-serif;font-weight:750;letter-spacing:-2.5px}.lead{font-size:18px;max-width:560px;color:#4c5c58}.es .lead{color:#52607c}.button,button[type=submit]{display:inline-block;background:var(--brand);color:#fff;border:0;border-radius:6px;padding:14px 22px;text-decoration:none;font-weight:650;margin:12px 0}.small{font-size:13px;color:#53635f}.es .small{color:#52607c}.hero-art{background:var(--soft);padding:32px;border-radius:12px;position:relative}.art-head{display:flex;justify-content:space-between;font-size:12px;letter-spacing:1px;font-weight:700}.art-value{font-size:58px;letter-spacing:-3px;font-weight:600;margin:16px 0}.bars{height:110px;display:flex;gap:12px;align-items:end}.bars i{display:block;flex:1;background:var(--brand);border-radius:5px 5px 0 0}.bars i:last-child{background:#7b9140}.art-foot{background:white;border:1px solid #dce1d9;padding:16px 20px;border-radius:7px;margin:22px -48px -48px 36px;box-shadow:0 12px 30px #172e1a0c}.trust{border-top:1px solid #d7ddd6;border-bottom:1px solid #d7ddd6;display:flex;justify-content:space-between;gap:20px;padding:20px 0;font-size:13px}.section{padding:56px 0}h2{font-size:30px;letter-spacing:-.8px;line-height:1.2;margin:12px 0 20px}h3{font-size:20px;line-height:1.3}.section-top{display:flex;align-items:center;justify-content:space-between;gap:20px}.search{max-width:320px}.search input{width:100%}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:26px}.card{display:block;border:1px solid #d2d9d1;border-radius:8px;background:#fff;padding:25px;text-decoration:none;transition:transform .15s}.card[hidden]{display:none}.card:hover{transform:translateY(-3px);border-color:var(--brand)}.card .number{font-size:12px;color:#64736b}.card h3{margin:15px 0 10px;letter-spacing:-.4px}.card p{font-size:14px;color:#52625c;margin:0 0 22px}.card .category{font-size:11px;letter-spacing:1px;text-transform:uppercase}.arrow{float:right}.note-panel{background:var(--soft);border-radius:10px;padding:32px;display:grid;grid-template-columns:1fr 1fr;gap:40px}.ad{border:1px dashed #b8c2b9;border-radius:6px;text-align:center;padding:24px;margin:30px 0;min-height:110px;color:#58665e;font-size:11px;letter-spacing:1px;display:flex;align-items:center;justify-content:center}.crumb{padding-top:28px;font-size:13px}.calc-title{max-width:850px;padding:28px 0 20px}.calc-title h1{font-size:48px;white-space:normal}.calculator{display:grid;grid-template-columns:1.2fr 1fr;gap:26px;align-items:start}.inputs{background:white;border:1px solid #cfd8d1;padding:30px;border-radius:10px}.field{margin-bottom:20px}label{display:block;font-size:14px;font-weight:650;margin-bottom:6px}input,select{background:#fff;color:inherit;border:1px solid #99aaa0;border-radius:5px;padding:11px 12px;width:100%;min-height:48px}.result{background:var(--brand);color:white;padding:32px;border-radius:10px;min-height:250px;position:sticky;top:20px}.result h2{font-size:14px;letter-spacing:1px;font-weight:500}.result output{font-size:clamp(30px,4vw,48px);line-height:1.25;display:block;overflow-wrap:anywhere;letter-spacing:-1px;margin:25px 0}.result p{font-size:13px;color:#e5eee9}.error{color:#a12616;font-weight:600;min-height:26px}.secondary{padding:10px 18px;background:white;border:1px solid #8da195;border-radius:5px;margin-left:12px}.article{max-width:810px;margin:40px 0}.article section{margin:32px 0}.formula{background:var(--soft);padding:20px;border-radius:6px;font-family:ui-monospace,monospace;overflow-wrap:anywhere}.review{border-left:3px solid var(--brand);padding:16px 20px;background:white;font-size:14px}.article p{max-width:75ch}.legal{max-width:820px;min-height:65vh;padding:45px 0}.legal h1{font-size:46px;white-space:normal}footer{margin-top:50px;border-top:1px solid #d0d7ce;padding:35px 0;background:#fff8}footer .wrap{display:flex;justify-content:space-between;gap:30px}footer nav{flex-wrap:wrap;gap:14px}footer p{font-size:12px}.empty{padding:24px}.no-js{background:#fff1d5;padding:14px}#search-count{font-size:13px}@media(max-width:800px){.hero{gap:32px;grid-template-columns:1fr;padding:42px 0}.hero-art{margin:0 14px 25px 0}.art-foot{margin-right:-28px}.grid{grid-template-columns:repeat(2,1fr)}.calculator{grid-template-columns:1fr}.result{position:static}.note-panel{grid-template-columns:1fr;gap:10px}header .wrap{min-height:80px}nav{gap:14px}.trust{flex-wrap:wrap}.section-top{align-items:start;flex-direction:column}}@media(max-width:500px){.wrap{padding:0 20px}.grid{grid-template-columns:1fr}.logo{font-size:18px}.logo img{width:36px}header nav a:last-child{display:none}h1{letter-spacing:-1.6px}.calc-title h1{font-size:36px}.inputs,.result{padding:22px}.section{padding:35px 0}footer .wrap{flex-direction:column}.trust{font-size:12px;gap:12px}.art-value{font-size:48px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}@media print{header,footer,.ad,button,.search{display:none}.calculator{display:block}.result{background:white;color:black;border:1px solid black;position:static}.result p{color:black}body{background:white}}

/* V4: clearer calculator cards, shared across both site identities. */
.card{display:flex;flex-direction:column;padding:26px;border-radius:14px;border-color:#cdd8cf;box-shadow:0 3px 12px #143c2d05;transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.card-top{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-bottom:22px}
.card .number{display:inline-flex;align-items:center;justify-content:center;min-width:52px;height:52px;padding:0 10px;border-radius:12px;background:var(--soft);color:var(--brand);font-size:26px;font-weight:800;line-height:1;font-variant-numeric:tabular-nums;letter-spacing:-1px}
.card .category{font-size:10px;letter-spacing:1px;font-weight:700;text-align:right;color:var(--brand)}
.card h3{font-size:21px;line-height:1.3;margin:0 0 12px}
.card p{font-size:15px;line-height:1.65;margin:0 0 24px;color:#425851}
.es .card p{color:#4b5b79}
.card-action{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-top:auto;padding-top:16px;border-top:1px solid #e4e9e3;font-size:14px;font-weight:700;color:var(--brand)}
.card .arrow{float:none;display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:50%;background:var(--soft);font-size:18px}
.card:hover,.card:focus-visible{border-color:var(--brand);box-shadow:0 9px 25px #143c2d12;transform:translateY(-3px)}
@media(max-width:500px){.card{padding:22px}.card-top{margin-bottom:18px}.card .number{min-width:48px;height:48px;font-size:25px}}
@media(prefers-reduced-motion:reduce){.card:hover,.card:focus-visible{transform:none}}

/* V5: compact input actions and result panels at every breakpoint. */
.inputs{padding:24px 28px}
.inputs>.small{margin:10px 0 12px;font-size:13px}
.inputs .error{min-height:0;margin:0 0 10px}
.inputs .error:empty{display:none}
.inputs button[type=submit]{margin:0}
.inputs .secondary{margin-top:0;margin-bottom:0}
.result{min-height:0;padding:24px 28px}
.result h2{margin:0 0 14px;line-height:1.4}
.result output{margin:0 0 16px;line-height:1.15}
.result p{margin:0;font-size:13px;line-height:1.6}
@media(max-width:500px){.inputs,.result{padding:22px}.result output{margin-bottom:12px}}

/* V6: tighter hero and a catalog-derived count in the toolkit heading. */
.hero{padding-top:42px;padding-bottom:38px}
.toolkit-heading{display:flex;align-items:center;flex-wrap:wrap;gap:10px 16px}
.calculator-count{display:inline-block;flex-shrink:0;padding:7px 12px;border-radius:8px;background:var(--soft);color:var(--brand);font-family:system,Arial,sans-serif;font-size:15px;font-weight:700;line-height:1.4;letter-spacing:0}
@media(max-width:800px){.hero{padding-top:26px;padding-bottom:28px}}

/* V7: compact calculator intro, aligned hero panels, desktop search. */
.calc-title{padding-bottom:5px}
.art-metric{display:flex;align-items:center;gap:12px 18px;flex-wrap:wrap;margin:16px 0 18px}
.art-metric .art-value{margin:0;flex-shrink:0}
.art-metric p{flex:1;min-width:110px;margin:0;font-size:14px;line-height:1.5}
.hero-art .art-foot{margin:22px -32px -32px;width:calc(100% + 64px);padding:20px 32px;border-radius:0 0 12px 12px;overflow-wrap:anywhere}
.nav-search{display:none}
@media(min-width:801px){.section-top{align-items:center}.search{width:430px;max-width:43%;flex-shrink:0}.search input{min-height:54px;font-size:16px}.nav-search{display:inline-flex;align-items:center;justify-content:center;min-width:44px;min-height:44px;border-radius:50%;background:var(--soft)}.nav-search:hover{background:#d8e1d7}.es .nav-search:hover{background:#dce4fa}}
@media(max-width:800px){.calc-title{padding-bottom:5px}.hero-art{margin-right:0}.hero-art .art-foot{margin-right:-32px}.nav-search{display:none}}
@media(max-width:500px){header nav a:nth-child(2){display:none}}
.calc-title>.lead{margin-bottom:3px}

/* V8: compact footer with 10px outer vertical padding. */
footer{padding:10px 0}
footer .wrap{align-items:center}
footer p{margin:6px 0 0}
@media(max-width:500px){footer .wrap{align-items:flex-start;gap:10px}}

/* V9: less separation before the toolkit; targeted English headline refinements. */
.hero{padding-bottom:12px}
#calculators.section{padding-top:24px}
@media(min-width:801px){
 .en .hero>div:first-child{container-type:inline-size}
 .en .hero h1{font-size:clamp(26px,8.6cqw,54px);white-space:normal;letter-spacing:-1.7px}
 .en .hero h1 .headline-line{display:block;white-space:nowrap}
}
@media(max-width:800px){
 .hero{padding-bottom:8px}
 #calculators.section{padding-top:18px}
 .en .art-metric{display:grid;grid-template-columns:max-content minmax(0,1fr);gap:12px;align-items:center}
 .en .art-metric .art-value{font-size:clamp(38px,10vw,48px)}
 .en .art-metric p{min-width:0;font-size:13px;line-height:1.4;overflow-wrap:normal}
}

/* V11: filterable catalog, compound projection and theme controls. */
.reassurance{display:flex;align-items:center;gap:8px}.reassurance svg{flex-shrink:0;color:var(--brand)}
.category-filters{display:flex;gap:10px;align-items:center;flex-wrap:wrap;border-top:1px solid #d5dfd6;padding-top:22px;margin-top:24px}
.category-filters>span{font-size:11px;font-weight:700;letter-spacing:.8px;margin-right:5px}
.category-filter{border:1px solid #d1dcd3;background:white;color:var(--brand);padding:8px 16px;border-radius:20px;font-size:13px;min-height:40px}
.category-filter[aria-pressed=true]{background:var(--brand);color:white;border-color:var(--brand)}
#search-empty[hidden]{display:none}
.theme-toggle{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;flex-shrink:0;padding:0;border:0;border-radius:50%;background:var(--soft);color:var(--brand)}
.theme-toggle[aria-pressed=true] svg{fill:currentColor}
.compound-breakdown{display:grid;grid-template-columns:1fr 1fr;gap:14px;border-top:1px solid #ffffff38;margin-top:22px;padding-top:20px}
.compound-breakdown span{display:block;font-size:12px}.compound-breakdown strong{display:block;font-size:20px;margin-top:5px;overflow-wrap:anywhere}
.growth-chart{margin:24px 0 18px;background:#fff;border-radius:8px;padding:12px;color:#263d35}.growth-chart svg{width:100%;height:auto;display:block}.growth-chart text{font:12px Arial,sans-serif;fill:currentColor}.chart-axis{fill:none;stroke:#9aaa9f;stroke-width:1}.chart-interest{fill:#b8dec9}.chart-principal{fill:#cee0f6}.chart-total-line{fill:none;stroke:#136148;stroke-width:3}.growth-chart figcaption{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;font-size:11px}.growth-chart figcaption span{display:flex;gap:5px;align-items:center}.growth-chart i{display:inline-block;width:12px;height:12px}.principal-key{background:#cee0f6}.interest-key{background:#b8dec9}.growth-table{font-size:13px}.growth-table summary{cursor:pointer;padding:8px 0}.table-scroll{overflow-x:auto;margin-top:8px}.growth-table table{border-collapse:collapse;width:100%;font-size:12px}.growth-table caption{font-size:11px;text-align:left;margin-bottom:8px}.growth-table th,.growth-table td{padding:9px 8px;text-align:right;white-space:nowrap;border-bottom:1px solid #ffffff35}.growth-table th:first-child{text-align:left}
@media(min-width:801px){.section-top{display:grid;grid-template-columns:1.2fr 1fr;gap:70px}.search{width:100%;max-width:none}.compound-calculator{grid-template-columns:minmax(0,.9fr) minmax(0,1.2fr)}.compound-calculator .result{position:static}}
@media(max-width:800px){.section-top{display:flex;gap:20px}.compound-calculator{grid-template-columns:minmax(0,1fr)}}
@media(max-width:500px){header .wrap{gap:8px}header .logo{font-size:15px;gap:8px}header .logo img{width:32px;height:32px}header nav{gap:8px}header nav a{font-size:12px}.theme-toggle{width:30px;height:30px}.theme-toggle svg{width:17px;height:17px}.compound-breakdown{gap:10px}.compound-breakdown strong{font-size:18px}.category-filters{gap:8px}.category-filter{padding:8px 12px}}
@media(max-width:360px){header .logo{font-size:14px}header nav a{font-size:11px}}
[data-theme=dark]{color-scheme:dark}
[data-theme=dark] body{background:#101b18;color:#e5eee9;--brand:#b9d8c8;--soft:#253c32}
[data-theme=dark] body.es{background:#111a29;color:#e5eaff;--brand:#c0d0ff;--soft:#263751}
[data-theme=dark] header,[data-theme=dark] footer{background:#15241e;border-color:#344b3e}
[data-theme=dark] .es header,[data-theme=dark] .es footer{background:#152136;border-color:#35435b}
[data-theme=dark] .card,[data-theme=dark] .inputs,[data-theme=dark] .review,[data-theme=dark] .hero-art .art-foot{background:#192c24;border-color:#3c5144}
[data-theme=dark] .es .card,[data-theme=dark] .es .inputs,[data-theme=dark] .es .review,[data-theme=dark] .es .hero-art .art-foot{background:#1c2a40;border-color:#3a4a63}
[data-theme=dark] input,[data-theme=dark] select,[data-theme=dark] .secondary,[data-theme=dark] .category-filter{background:#122019;color:#e5eee9;border-color:#62796a}
[data-theme=dark] .es input,[data-theme=dark] .es select,[data-theme=dark] .es .secondary,[data-theme=dark] .es .category-filter{background:#152238;color:#e5eaff;border-color:#667999}
[data-theme=dark] .lead,[data-theme=dark] .small,[data-theme=dark] .card p{color:#b9c9be}
[data-theme=dark] .es .lead,[data-theme=dark] .es .small,[data-theme=dark] .es .card p{color:#c0cce4}
[data-theme=dark] .button,[data-theme=dark] button[type=submit],[data-theme=dark] .category-filter[aria-pressed=true]{background:var(--brand);color:#11251b}
[data-theme=dark] .es .button,[data-theme=dark] .es button[type=submit],[data-theme=dark] .es .category-filter[aria-pressed=true]{color:#14223b}
[data-theme=dark] .result{background:#163e32;color:#f1f7f3}
[data-theme=dark] .es .result{background:#1b3264;color:#f2f5ff}
[data-theme=dark] .result p{color:#dce9e0}
[data-theme=dark] .card-action,[data-theme=dark] .category-filters{border-color:#405749}
[data-theme=dark] .es .card-action,[data-theme=dark] .es .category-filters{border-color:#3c4c67}
[data-theme=dark] .nav-search:hover{background:var(--soft)}
[data-theme=dark] .error{color:#ffb6a7}
[data-theme=dark] .ad{color:#c2d1c7;border-color:#63776a}
[data-theme=dark] .growth-chart{background:#11261c;color:#e0eee5}
[data-theme=dark] .chart-interest{fill:#47816a}[data-theme=dark] .chart-principal{fill:#4b6787}[data-theme=dark] .chart-total-line{stroke:#a6e2c6}[data-theme=dark] .principal-key{background:#4b6787}[data-theme=dark] .interest-key{background:#47816a}
@media print{[data-theme=dark] body{background:white;color:black}.theme-toggle,.category-filters{display:none}}

/* V12: explicit mobile card separation, contained chart caption and icon alignment. */
.reassurance{display:grid;grid-template-columns:16px minmax(0,1fr);align-items:start;gap:8px}
.reassurance svg{display:block;width:16px;height:16px;margin-top:3px}
.reassurance span{min-width:0}
@media(max-width:800px){
 .hero-art{display:flex;flex-direction:column;min-width:0}
 .hero-art .art-head{order:0}
 .hero-art .art-metric{order:1}
 .hero-art .art-foot{order:2;margin:0 0 20px;padding:0;width:100%;max-width:100%;border:0;border-radius:0;background:transparent;box-shadow:none;overflow-wrap:anywhere}
 .hero-art .bars{order:3;flex-shrink:0}
 .hero-art .art-foot strong{font-size:14px;line-height:1.5}
 .hero-art .art-foot .small{font-size:12px;line-height:1.5}
 #calculator-grid{gap:22px}
 .card{background:#eaf2ec;border:1px solid #94af9d;border-left:5px solid #42765e;border-radius:16px;box-shadow:0 5px 14px #183d2b10}
 .es .card{background:#edf2ff;border-color:#9cafe0;border-left-color:#3864ca}
 .card .number{background:#fff;border:1px solid #c4d7c9}
 .es .card .number{border-color:#c6d2ef}
 .card .arrow{background:#fff}
 .card-action{border-top-color:#b8cebf}
 .es .card-action{border-top-color:#bfcdec}
 [data-theme=dark] .card{border-left-color:#94cdb2}
 [data-theme=dark] .es .card{border-left-color:#a5bfff}
 [data-theme=dark] .card .number,[data-theme=dark] .card .arrow{background:var(--soft)}
 [data-theme=dark] .hero-art .art-foot{background:transparent;border:0}
 .category-filter{min-height:44px;touch-action:manipulation;cursor:pointer}
}